Credit Risk Officer

Join Sinarmas Distribusi Nusantara as a Credit Risk Officer and play a pivotal role in safeguarding our financial health by assessing and mitigating credit risks. Based in the vibrant city of Denpasar, Bali, you will evaluate customer creditworthiness, manage credit portfolios, and ensure compliance with regulatory standards. This position offers a dynamic work environment with opportunities for professional growth and development.

As a Credit Risk Officer, you will work closely with our sales and finance teams to analyze credit applications, monitor credit performance, and implement risk mitigation strategies. Your daily tasks will involve using advanced analytics tools and software to generate insights and reports, ensuring that our credit policies are effectively enforced.

Sinarmas Distribusi Nusantara is a leading distribution company in Indonesia, known for its commitment to excellence and innovation. We are looking for a passionate and detail-oriented professional to join our team and help us achieve our financial objectives.

📋 Tanggung Jawab Pekerjaan

• Evaluate and assess the creditworthiness of customers and businesses.
• Monitor and manage credit portfolios to ensure they meet our risk tolerance levels.
• Analyze credit applications and recommend approval or rejection based on risk assessments.
• Develop and implement credit policies and procedures to mitigate credit risks.
• Conduct regular reviews of credit portfolios to identify and address potential risks.
• Prepare and present credit risk reports to senior management.
• Collaborate with sales and finance teams to ensure compliance with credit policies.
• Stay updated with regulatory changes and industry best practices in credit risk management.

🎓 Kualifikasi & Syarat

• Bachelor's degree in Finance, Accounting, Economics, or a related field.
• Minimum 5 years of experience in credit risk management or a similar role.
• Strong knowledge of credit risk analysis tools and software, such as SAS, R, or Python.
• Certification in credit risk management or a related field is a plus.
• Excellent analytical and problem-solving skills.
• Strong communication and interpersonal skills.
• Proficiency in English and Bahasa Indonesia.
• Ability to work in a fast-paced and dynamic environment.

🛠️ Keahlian

Lowongan Terkait